Italy — cohousing funding and legal landscape
English research notes with Italian legal terms; checked 5 October 2026. Coverage includes all 20 regions and separate Trento/Bolzano checks. This is a sourced survey, not an exhaustive guarantee of every local opportunity. Closed calls, indirect channels, public-only and household-only routes are labelled in their notes. Entity form does not by itself establish programme eligibility.
National public instruments and channels
- Conto Termico 3.0 — thermal renewable energy and building efficiency incentives
- Building energy and renovation tax relief — household owner conditions
- Fondo Investimenti per l’Abitare (FIA)
- Fondo Nazionale dell’Abitare (FNA)
- Fondo di Garanzia Mutui Prima Casa (Consap)
- PINQuA — legacy municipal and public-body housing regeneration awards
Northwest
- Liguria FESR social-housing energy renovation — Action 2.11.1 (2026)
- Liguria housing channels and public-owner gate
- Lombardia housing channels and applicant split
- Lombardia social housing grant — Linea 3 (2026)
- Piemonte housing channels and verification gaps
- Valle d’Aosta housing channels and verification gaps
Northeast and autonomous provinces
- Bolzano housing instruments: residents, cooperatives and social-rent operators
- Emilia-Romagna Fondo Affitto — renter household grant (2026)
- Emilia-Romagna housing channels and distinct applicant classes
- Friuli-Venezia Giulia startup grant for Abitare Possibile pilots (2026)
- Friuli-Venezia Giulia housing policy and group-operator routes
- Südtirol regional framework and jurisdiction split
- Trento housing programmes: enacted channels and open-call gap
- Veneto housing channels and call-status checks
Centre
- Lazio: separate ERP household access from ATER community projects
- Marche residential social service support is not cohousing capital
- Tuscany housing route: public and ETS property pipeline
- ERS recovery: municipal expression of interest
South and islands
- Abruzzo public-housing energy retrofit: public owner and PPP route
- Benvenuti a casa — Southern Italy social housing 2026
- Basilicata: public ERP maintenance and southern ETS housing calls
- Calabria social housing policy is at consultation stage
- Campania ERP and social housing: municipal delivery channel
- casagiovani call
- household channels
- Puglia Accogliente (2026)
- Puglia Accogliente: municipal migrant housing infrastructure
- Sardinia rent support: municipal grant allocation, household applications
- Sicily household rent relief and public-housing allocation
- S8, 2026)
Municipal land and project access
- Bologna Fioravanti 24 — municipal cohousing allocation precedent (closed)
- Milan Ex Palasharp — 90-year surface-right tender for affordable housing (2026)
Private and civil-society finance
- Banca Etica — case-assessed investment loans for organisations
- Cooperfidi — collective guarantees and finance advisory
- Cooperfidi Trentino — MADE direct loan for housing cooperatives
- Promofondo — Trentino cooperative development finance
- Business crowdfunding — Italian authorisation and platform rules
- Fondazione con il Sud — Benvenuti a casa social housing call (closed 2026)
- Italia Economia Sociale — paired bank and subsidized investment finance
- Cooperative member lending (prestito sociale) — regulatory gates
Entity forms and separate legal gates
- Italian association (associazione)
- Italian cooperative (società cooperativa)
- Italian social cooperative (cooperativa sociale)
- Italian public bodies as housing applicants (ente pubblico)
- Italian foundation (fondazione)
- Public applicant, project operator and household borrower
- Ente del Terzo Settore (ETS) status
- Impresa sociale status
- Social housing and the Italian Integrated Fund System
- Condominio: shared building management, not an entity form
- Property title, cooperative shares and occupancy rights
- Italian simple partnership (società semplice, S.s.)
- Italian joint-stock company (società per azioni, S.p.A.)
- Italian limited-liability company (società a responsabilità limitata, S.r.l.)