Cooperfidi’s published MADE Cooperfidi direct financing supports development and consolidation projects of social, worker/production, and housing cooperatives. The product is expressly a direct loan to Cooperfidi members, up to €200,000 for 36–60 months; its fixed-rate information sheet states an IRS-linked rate plus a 1.50–3.00 percentage-point spread (the reference rate changes) and permits up to 12 months’ pre-amortization. The public web page calls the rate favourable; the dated product sheet and individual offer control current pricing. This is a cooperative borrower route for a business/project, not a member household mortgage.
Applicant must be an eligible member cooperative and pass Cooperfidi’s credit assessment. Cooperfidi is a financial intermediary enrolled under Article 106 TUB; the direct lending service and this named product are distinct from its guarantee/consultancy services. The source does not establish eligibility for every cooperative type or a particular cohousing purpose, so confirm the lender accepts the proposed project and membership before relying on it. Published current availability is an invitation to contact/apply, not assurance of available funds or approval.
Related
- it-cooperativa and it-cooperativa-sociale — legal form and social-coop route.
- it-capital-cooperfidi-promofondo — separate Trentino cooperative investment pool with additional association gates.
- it-municipal-milano-palasharp-2026 — a tender obligation to build does not create a credit approval.