The owner-occupier ending of a Baugruppe: the land is split into Miteigentumsanteile each tied to Sondereigentum at one flat (§ 3 or § 8 WEG). Each household owns and finances its own unit; the WEG manages the common parts.
- Founding: notarial Teilungserklärung with Aufteilungsplan and Abgeschlossenheitsbescheinigung (§ 8 WEG, by the GbR as sole owner) or a Teilungsvertrag among Miteigentümer (§ 3 WEG); Grundbuch creates one Wohnungsgrundbuch per unit. Notary/register fees scale with value (§ 311b BGB deed).
- Governance: Gemeinschaftsordnung (§ 10 WEG) — binds successors only if recorded in the Grundbuch. A Veräußerungsbeschränkung (§ 12 WEG: sale needs consent, refusable only for wichtiger Grund) is the strongest anti-speculation tool available; price caps are not enforceable against Sondernachfolger.
- Liability: each owner for their own loan; joint liability only for WEG debts in proportion to Miteigentumsanteile.
- Exit: sell the unit at market (subject to § 12 consent). Capital gain is private — the opposite of the eG.
- Tax: Grunderwerbsteuer per owner on land (and building if “einheitlicher Erwerbsgegenstand”, see grunderwerbsteuer-baugemeinschaft); no Körperschaftsteuer.
- Banks: the most bankable form — standard Eigentumswohnung mortgage per household.
- Money: per owner, not per group — kfw-124, kfw-300, kfw-308 and a state Eigenheim line; rental/social lines are closed to it. See Programme map.
Related
- gbr-baugemeinschaft — the vehicle that precedes the WEG
- mopeg-egbr — the GbR must be registered before it can divide the land
- grunderwerbsteuer-baugemeinschaft — land-only vs land+building tax base
- eg-cooperative — the collective alternative when the group wants no individual resale
- kfw-124, kfw-300, hamburg-ifb-baugemeinschaften-individuelles-eigentum, saxony-frl-familienwohnen — programme notes
Detail
Hamburg’s Agentur distinguishes “Baugemeinschaften im individuellen Eigentum” (GbR → WEG; households with sufficient income apply under the Förderrichtlinie Eigenheim) from “genossenschaftliches Eigentum” (Kleingenossenschaft, Kooperation, Mietergenossenschaft; Förderrichtlinie Baugemeinschaften). Mixed models exist: a WEG in which one unit-owner is an eG or e.V. holding the shared/rental flats.
Programme map
Which money this form actually reaches. Terms live in the linked programme notes.
- Unlocks (per owner, not per group): kfw-124 (≤ €100k, Selbstnutzer), kfw-300 (≥ 1 child under 18; income ≤ €90k with 1 child, +€10k per further child), kfw-308 (Bestandserwerb), wohn-riester and wohnungsbaupraemie; state Eigenheim / Eigenwohnraum lines — hamburg-ifb-baugemeinschaften-individuelles-eigentum (Förderrichtlinie Eigenheim, not the Baugemeinschaft co-op line), nrw-wohnraumfoerderung-eigentum, nrw-bank-wohneigentum, bayern-wohnungsbauprogramm-eigenwohnraum, bayern-zinsverbilligungsprogramm, rheinland-pfalz-isb-darlehen-wohneigentum, saarland-wohnraumfoerderung-eigentum, brandenburg-ilb-wohneigentum, saxony-frl-familienwohnen Ziffer III Nr. 1, and the Grunderwerbsteuer rebate hessen-hessengeld.
- Also reachable: the WEG as a body corporate is an eligible applicant for energy work on the common parts — kfw-261, kfw-458, kfw-159, bafa-beg-em, berlin-ibb-wohnraum-modernisieren, nrw-modernisierungsfoerderung, and in Baden-Württemberg the WEG borrows in its own name through its Verwalter as a state-guaranteed Verbandskredit (baden-wuerttemberg-modernisierungsfoerderung). Bavaria excludes it (verified 2026-09-10): bayern-modernisierungsprogramm requires that “an keiner Wohnung Wohnungseigentum begründet ist”, so splitting into Wohnungseigentum takes the building out of the programme’s object definition. Bavaria’s separate WEG-Modernisierungsprogramm is closed, so a Bavarian Baugruppe that ended in condominium ownership has no state line for common-part energy work and falls back on kfw-261 and bafa-beg-em.
- Excludes: rental-oriented programmes — Soziale Wohnraumförderung with belegungsbindung, Genossenschaftsanteil subsidies, kfw-134, Syndikat.