Brandenburg’s household-level ownership line (Richtlinie zur Förderung selbst genutzten Wohneigentums, 2026 conditions). The ILB itself showcases Baugruppe Gärtnerhof as a funded example and the Richtlinie allows “Modellvorhaben zur Erprobung und Weiterentwicklung gemeinschaftlicher Wohnformen”.
- Grundförderung (from 2026): €10,000 Zuschuss + up to €230,000 zinsfreies Darlehen per household; +€20,000 loan for Bestandskauf with modernisation (≥€500/m² works); extra Zuschüsse/loans for children (€10,000 per child; each child born within 20 years cuts the debt by €10,000 immediately), Schwerbehinderung, untere Einkommensgrenze, Denkmal. Total aid ≤50 % of anerkannte Gesamtkosten.
- Terms: loan zinsfrei for 20 years from first payout, Tilgung 3 % p.a.; einmaliges Entgelt 2 %, laufendes Entgelt 0.5 % p.a. on Restschuld.
- What: Neubau or Ersterwerb of Eigenheim/Eigentumswohnung; purchase of existing flats with modernisation; Aus-/Umbau/Erweiterung; second flat for Haushaltsangehörige.
- Gates: self-use ≥20 years; project inside the Gebietskulisse (Strukturräume, Anlage 3); Einkommensgrenzen apply (exact table: open question (not a fact) — use the ILB Förderrechner); no start before Förderzusage. Sister line for modernising owned homes: ≥15 % Eigenleistung, income limits, building pre-2009.
- Applicant: the household (natural persons). Each member of a Baugruppe/WEG applies for its own unit; the group entity does not borrow.
- Path: Förderrechner, then Antrag to ILB (answer within 24 h promised); KfW lines (kfw-124, kfw-300, kfw-297-298) offered alongside.
- Genossenschaftsanteile: not covered — open question (not a fact) whether Brandenburg funds share purchase; federal kfw-134 applies.
Related
- brandenburg-ilb-wohneigentum-innenstaedte-anschubfinanzierung — investor-side pre-financing that feeds these buyers
- weg-baugruppe / gbr-baugemeinschaft — group forms that end in per-household ownership
- kfw-124 / kfw-300 — federal stack
- saxony-frl-familienwohnen — Saxon counterpart with an explicit group path