M-V’s only new-build line. Richtlinie Wohnungsbau Sozial of 2023-02-09 (AmtsBl. M-V S. 107); ceilings reset by Bekanntmachung of 2026-03-10, in force from 2026-03-01. Bewilligungsbehörde: LFI M-V.
- Applicant: natural or legal persons owning the plot or holding an Erbbaurecht, or able to show acquisition is secured — including by the grant itself. Any Rechtsform.
- Loan: interest-free until fully repaid. 1. Förderweg 75 % of eligible spend, max €3,800/m² Wfl.; 2. Förderweg 70 %, max €3,540/m². Eligible spend up to €5,060/m². In Rostock and Greifswald: €3,990 / €3,720 per m², eligible spend to €5,320/m².
- Tilgungsnachlass (partial debt forgiveness) after completion and Verwendungsnachweis: 35 % of the paid-out loan in the 1. Förderweg, 25 % in the 2. — and the annuity is calculated on the loan net of the Nachlass.
- Rent at first letting: max €6.00/m² net cold (1. Förderweg) or €6.80/m² (2.). Increases only from the fourth year after Bezugsfertigkeit, then +€0.25/m² every two years — this displaces § 558 BGB.
- Gates: flats let only to Wohnberechtigungsschein holders within the Förderweg’s income limit; floor-area caps 50 / 60 / 75 / 90 m² for 1–4 persons, +15 m² per further person, exceedable only for barrier-free or wheelchair-usable flats; loan secured in the Grundbuch immediately behind the capital-market loans; only in eligible communities.
- Belegungsbindung runs for the scheduled repayment period plus a 12-year Nachwirkungsfrist — the ministry describes the effect as 40 years.
- Apply to LFI M-V before Baubeginn, in duplicate, after a mandatory pre-application consultation on plan and financing. No Rechtsanspruch.
Related
- mecklenburg-vorpommern-wohnraumfoerderung — the frame, income multipliers and the eligible-place gate
- mecklenburg-vorpommern-modernisierungsrichtlinie — the Bestand alternative
- mecklenburg-vorpommern-wohnrauminstandsetzung — the cheap way to reactivate vacant flats
- eg-cooperative — eligible as a juristische Person
- gmbh-ggmbh-project — a project company qualifies
- syndikat-haus-gmbh — fits the applicant definition
- erbbaurecht — leasehold is expressly equal to ownership here (WP6)
- belegungsbindung — the 40-year effect
- kfw-297-298 — federal new-build loan, worth stacking
- bremen-neubaufoerderung-mietwohnraum — the other northern interest-free-loan model, priced per unit rather than per m²
Detail
- Repayment ladder: 2 % p.a., rising to 2.25 % in years 21–25, 2.5 % in 26–30, 2.75 % in 31–35, then 4.5 % until cleared.
- The Tilgungsnachlass is the whole economics of this line: at 35 % of a loan covering 75 % of costs, roughly a quarter of the project cost is written off, in exchange for a 40-year Bindung and a €6.00 rent. Compare that against a grant-plus-market-loan structure before choosing a Förderweg.
- Vorzeitiger Baubeginn can be permitted on request, but the applicant carries the risk of unsecured total financing.
- LFI M-V polices Überkompensation under EU decision 2012/21/EU and may partially revoke.
- The owner must tell the Kommune within two weeks, by name, whenever a bound flat is let or falls vacant, and must agree a termination right in the tenancy for wrongful occupancy.
- Earlier ceilings (Merkblatt of 2024-02-26) were €3,570 / €3,332 per m² and €3,750 / €3,500 in Rostock and Greifswald — superseded, but useful if you are reading an older Bewilligung.