Bremen’s core social new-build line, and the one a cohousing group building rental units actually uses. Funder: Freie Hansestadt Bremen; Förderungsstelle BAB. Legal base: federal WoFG.
- Applicant: natural or legal persons, no restriction on Rechtsform — an eG, e.V., GmbH/gGmbH or Stiftung can be Bauherr in its own name.
- Loan: interest-free for 30 years, then market rate. Per unit by type: €220,000 (1–2 persons), €275,000 (single parent / 3 persons), €330,000 (family, 4+), €130,000 (1-room apartment). Tilgung ≥1 % p.a. after one tilgungsfreies Jahr, ≥2 % from year 11, ≥4 % from year 21.
- Kostenzuschuss (non-repayable): €27,500 per unit in Mietenstufe 1, €10,000 in Mietenstufe 2; halved for 1-room apartments. Plus QNG certification costs up to €15,000 per Objekt.
- Expensive-land top-up: +€100 per m² Wfl. for every full €100 by which land cost (KG 100+200) exceeds €500/m² Nutzfläche, capped at €1,000/m².
- Gates: more than two funded units in the building; Eigenleistung ≥15 % of total cost, of which 10 % echtes Eigenkapital (cash or an unencumbered plot — public grants do not count); rent capped at €6.80/m² (Mietenstufe 1), €9.00/m² (Mietenstufe 2), +€0.70 for 1-room; Zweckbindung 30 years; 20 % of units should go to people threatened with homelessness; barrier-free per DIN 18040-2.
- Kumulierung: explicitly open to other WoFG funds and KfW is encouraged; where all units take Mietenstufe 1 or Junges Wohnen, BAB will pass through a KfW loan and add up to 2 % p.a. Zinsverbilligung after the KfW Zinsbindung ends.
- Apply before Baubeginn, via Interessenbekundung to Referat 23 — funding is rationed.
Related
- bremen-wohnraumfoerderung — the frame, income limits and the rationing process
- bremen-koordinierungsstelle-baugemeinschaften — where a group starts in Bremen
- bremen-bindungsankauf — the alternative if you buy rather than build
- eg-cooperative — typical Bauherr form
- gmbh-ggmbh-project — a project GmbH also qualifies
- syndikat-haus-gmbh — the Syndikat Haus-GmbH is an eligible Rechtsform here
- belegungsbindung — the 30-year Zweckbestimmung
- kfw-297-298 — Klimafreundlicher Neubau, stackable and passed through by BAB
- kfw-261 — Effizienzhaus refurbishment sibling
- soziale-wohnraumfoerderung — the Bund–Länder money behind it
Detail
- Junges Wohnen Baustein: €130,000 loan + €13,750 Zuschuss per unit, rent €11.00/m², reserved for enrolled students and apprentices whose household income exceeds § 9 WoFG by ≤70 %.
- Zuschuss + Darlehen may not exceed 90 % of total cost; the loan is cut first if EU-Beihilfe overcompensation is found (DAWI-Freistellungsbeschluss, Investitionsrechnung nach vollständigem Finanzplan).
- Loan is secured within 85 % of Gesamtherstellungskosten.
- Converting funded rental units to Wohnungseigentum and selling them off is barred during the Zweckbestimmung, except sale to the sitting tenant for self-use — relevant if a group ever wants to exit into a WEG.
- Repaying the loan early does not shorten the 30-year Bindung.