Saxony’s modernisation grant for rented flats let to low-income tenants (Fassung gültig ab 29.08.2025). This is the line a Saxon group that bought an existing building uses.
- Grant: 35 % of eligible cost, max €640/m² Wohnfläche, for modernisation per § 16 Abs. 3 WoFG; 45 % for the BEG-eligible energy measures and 60 % for the rest when the building reaches Effizienzhaus 85 EE/NH (or “Effizienzhaus Denkmal” EE/NH); +5 percentage points with a QNG-PLUS / QNG-PREMIUM certificate.
- Loan: the old Förderdarlehen pMW was discontinued for budget reasons; SAB now offers a Förderergänzungsdarlehen pMW covering up to 100 % of what grant and loan leave open — Zinsbindung 10–15 yr, Laufzeit 25–35 yr, max 2 tilgungsfreie Jahre, forward up to 3 yr.
- Bindung: 15 years mietpreis- und belegungsgebunden. Net cold rent after works ≤ €6.80/m², ≤ €7.50/m² after a high-grade energy modernisation (indexed from 31.12.2021). WBS income gate: § 2 SächsEinkGrenzVO, but § 1 in tight markets (currently Dresden, Leipzig, Großpösna).
- Applicant: Eigentümer or Erbbauberechtigte of Mietwohnraum — so the group’s eG, e.V., GmbH/gGmbH or Stiftung applies in its own name, directly to SAB (not the city).
- Gates: no start before Bewilligung; ≥ €320/m² eligible spend; building > 15 years old with more than 2 rented flats; outside cities of 300k+ it must be occupied, a Baudenkmal, or certified erhaltenswerte Bausubstanz; no major work on the same components in the last 15 years.
- Combinability: the energy tier is granted only alongside kfw-261 (BEG WG loan variant). Excluded if RL AMW (lift programme) was already applied for. State-aid: DAWI de-minimis / de-minimis / DAWI-Beschluss; above €10m per applicant in 3 years the aid is only nachrangig.
Sister line not given its own note: RL AMW funds installing or renewing passenger lifts in rented buildings, and is mutually exclusive with pMW for the same project.
Related
- sachsen-frl-gebundener-mietwohnraum — the new-build twin, routed through the city
- sachsen-sab-foerderergaenzungsdarlehen — the general SAB top-up loan
- kfw-261 — required companion for the energy tier
- kfw-159 — federal barrier-reduction loan, same building
- belegungsbindung — the 15-year obligation this grant buys
- eg-cooperative — typical Saxon applicant form
- wohngemeinnuetzigkeit — where permanent affordability goes beyond a 15-year Bindung