Navarra’s Foral Housing Law recognises “vivienda colaborativa” as a residential unit whose title is held by a housing cooperative and whose members hold individualized use rights, alongside common elements and shared spaces/services (Foral Law 10/2010, transitional provision 27, added by Foral Law 15/2025). Until specific collaborative-housing rules are enacted, that provision points to the cooperative legislation applicable in Navarra. Keep the cooperative’s corporate form and the protected-housing regime distinct: use-right tenure does not by itself make a home protected or provide a grant.

The Foral Law amendments also set a price gate for protected homes in cooperative use-right tenure: member charges for mortgage amortisation must not exceed the maximum protected affordable-rent price; after amortisation, charges may cover the applicable canon but remain under that rent ceiling. Successive transfers of use rights cannot exceed protected-housing maximum sale-cost limits. These rules shape member contributions/fees and resale rather than giving the cooperative an automatic financing entitlement.

Potential public route is protected-housing promotion/qualification and public-land partnership, but the official procedure search checked 5 October 2026 did not confirm a dedicated open co-op promotion grant. The separate own-use promoter grant is an individual route, while current protected-rehabilitation aid expressly lists homeowners’ communities, owners and authorised tenants but does not name co-ops as such: es-navarra-protected-rehabilitation-aid. Confirm promotion-specific rules and any current subsidy order with Navarra Housing/Nasuvinsa before fixing a legal structure. National 2026–2030 cooperative support likewise requires its own territorial call/award: es-national-cooperative-collaborative-housing.