ICF Habitatge Barcelona finances only projects selected in Barcelona’s first or second Conveni ESAL call for HPO or accommodation intended for social rent in Barcelona. The ICF page currently offers digital-bank application, but selection under those named city calls is the essential gate; a new co-op or ESAL applicant cannot treat it as a general current loan. The 2022 ICF/ICO/City announcement explains the instrument: selected cessió d’ús cooperatives and foundations, up to 100% of project cost subject to valuation excluding land and applicable modules, up to 30 years; then-published indicative cap was €120,000 per dwelling.
The current ICF product page gives general conditions: ordinarily from €250,000; up to 30 years with two years’ grace (extendable to four); 12-month Euribor + 2% and a 0.25% opening fee. Confirm the actual cohort agreement, current quote, borrower/guarantee and project award conditions before underwriting; historic 2022 aggregate facility size or per-home cap is not a current personal quote. This is a Barcelona-specific legacy/cohort route, distinct from ct-icf-habitatge-social-promocio. See ct-barcelona-cooperatives-solar-public and ct-cooperativa-habitatges.
Related
- ct-barcelona-cooperatives-solar-public — ESAL award routes
- ct-icf-habitatge-social-promocio — Generalitat public-reserve product
- ct-cooperativa-sense-anim-lucre — cooperative statutory status may matter to selection