SIKB line for Gruppenwohnungen for 3–12 persons — Wohngemeinschaften for mutual support in old age or with care needs, and betreutes Wohnen. Same Zuwendungsempfänger rule as the rental line: any Träger letting to WBS holders (eG, e.V., gGmbH, Stiftung, private owner).
- Building rule: each person rents an Individualbereich of 14–30 m² (room or apartment) plus shared areas with a common kitchen and dining space (≥5 m² per person); barrier-free extras +15 m².
- Kredit: €3,000/m² Neubau (€2,850 conversion), +€100–150/m² barrier-free, +€100/m² Holz; 1.0% fixed, max 30 years, 3 tilgungsfreie Jahre; binding 20 years, 45% Tilgungszuschuss if extended to 30 years (+5% for ≥5 units to a Wohlfahrtsträger).
- Zuschuss: €1,500/m² non-repayable; binding 20 years; +5% if sublet to a welfare Träger.
- Gates: Eigenleistung 15% / 10% / 5% by project cost (€0.5–1.5m / 1.5–2.5m / >2.5m); rent cap €6.20/m²; a Betreuungsvertrag must be separate from the lease; tenant income as in the rental line; Wirtschaftlichkeit proven; no WEG split during binding.
- Apply on SIKB forms before start of works.
- Cohousing lens: this is the only Saarland instrument built around shared living, and it is age/care-oriented. A mixed-age cohousing group can use it for a senior-WG cluster. Open question (not a fact): whether a self-organised WG whose members form the Träger e.V. themselves (rather than a welfare body) is accepted has not been confirmed with SIKB.
Related
- saarland-wohnraumfoerderung-mietwohnungsbau — the parent rental line
- rheinland-pfalz-isb-gemeinschaftswohnungen — the RLP equivalent
- ev-association — typical Träger form