National framework with the SELLER as beneficiary, not a direct grant to the young purchaser. Art 147 requires permanent protected housing and a signed rent/use contract with option/right to purchase for a fixed price/time. Resident 35 or younger at contract (one of two may meet age); maximum 2 buyers, protection-regime income and no usable other home, rigorous contractual payment compliance.
Art 148 seller grant matches prior rent/use payments up to €33,600/home plus 80% of that assistance up to €26,880/home. Entire prior rent/use payments must be deducted from the purchase price; exercise window 1–4 years and protection-regime sale-price cap. No synthetic household cash payment is implied.
Requires territorial published procedure or lawful justified direct award; awards cannot be made after 30 June 2030. A permanent cesión-en-uso project with no genuine purchase option does not fit this purchase instrument.
Source: Real Decreto 326/2026, articles 146–151.